Bray’s Report

According to this article you can click on, Nationwide is instituting a disappearing deductible based on the years a driver has no accidents. Will this new program add more insureds? Click here for the story we found.

Click here to read an interesting story on how a California prison guard  faked the theft of his custom motorcycle and then made an insurance claim for it.

According to this article, Tampa is knocking Miami out of the top spot for auto insurance fraud. Click here to see the story we found!

It’s always interesting when it’s the independent auto damage appraiser  who is tagged with the “blame” by insurance adjusters when there is a dispute about the repair process with a body shop. There’s always the “The body shop says you’re appraiser is wrong” attitude.  Well, this article shows that some shops are far from innocent.  Click here for this nugget.

SB105, Would increase that amount to $50,000 that an injured person can get from an insurance company in arbitration at from the present $25,000

SB62 would requires insurance companies, in instances in which their client was hit by a noninsured or under-insured person, to provide a written response to the customer’s demand of coverage in a “reasonable amount of time,” and the insurance company of the underinsured must pay the covered person’s demand (or their insurance company’s demand) immediately.

SB70 with a favorable recommendation. The bill would limit parents’ liability to the amount of insurance they have purchased if their minor children crash a car they let them drive if there’s injury or death of one person.

Four insurers in Massachusetts had been basing premiums on inflated vehicle values according to this article ,instead of book value. This will result in approximately $20 million dollars being returned to consumers. Click here for the story.

Usually once a year we have clients ask us why average appraisal values in Northern California are higher than Southern California. Well, the answer is simple… Labor rates are much higher in Northern California.

Here’s some examples below:

Average Body Rate in Norcal $72   Socal $40

Average Mechanical Rate in Norcal $74  Socal $68

In a recent article we found, the question  is whether insurance rates for Toyota vehicles will rise due to the recall issues. Click here for the full story.

In New Jersey, a shop owner has pleaded guilty to auto insurance fraud. The shop owner was doing things such as repairing part of a frame by welding it, yet billing the insurance company for full frame replacement. Click here for the full story.

This past Friday evening, AutoClaims Direct and CEO Ernie Bray were honored as Finalists at the Carlsbad Chamber of Commerce Annual Business Awards Gala.

Over 600 high profile elected officials, business leaders and prominent community members attended the awards at the Four Seasons Aviara in Carlsbad. AutoClaims Direct was Finalist for Business of the Year and CEO Ernie Bray was Finalist for Businessperson of the Year.