Here’s a good example of damage to a vehicle ( in this case it’s a fender ) and notice how there is apron panel damage once the fender is removed right behind the rear tire. This is a basic example of why tear downs are needed to verify damage behind a panel. Many times adjusters will wonder why damage is not included on an initial estimate and how could an appraiser miss the damage. It is a policy at AutoClaims Direct that we don’t write for damage we can’t see. All damage must be verified.
