In the state of Rhode Island

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This act would make it an unfair settlement claims practice for an insurer to fail to have 

 an independent appraisal of vehicles which sustain damage in excess of $2000.  It would also 

make it an unfair claims settlement practice for an insurer to fail to perform a supplemental 

 appraisal inspection of a vehicle within 48 hours after requested by the auto body repair shop. 

This act would take effect upon passage.