Goodbye To Desk Reviews And Redlining If Rhode Island HB 5892 Passes…

With Rhode Island legislature leading the way with HB 5892.  Insurers would have to physically inspect all vehicles  where damage exceeds $1500. Insurers who rely on desk review companies to redline or rewrite estimates without inspecting the damage would be mandated to send out an auto damage appraiser to inspect in person.

**************************************

The specific bill language states it would be “Unfair claims practices violation” if:

Failure to have an appraisal performed by a licensed appraiser where the motor 

vehicle has sustained damage estimated to exceed one thousand five hundred dollars ($1,500).  

Click here for a link to the bill.