In California, State Assembly bill 2800 would give insurance carriers the ability to utilize different rating factors for those drivers who voluntary submit to insurance documented annual mileage  vs. estimated unverified mileage. This bill would benefit those who don’t drive a considerable amount of miles by affording them lower rates. At the same time the California Department of Insurance is considering it’s own Pay As You Go style of regulations. Many feel that this type of insurance will encourage people to drive less. It’s guaranteed that much more will be heard about this type of insurance in the future.

Here’s a link to the Assembly Bill.